MONDAY 16 MAY 2022: Possible Delays (Repairs): Unfortunately, we are experiencing a temporary disruption in our repairs IT systems which may impact on some elements of our repairs service. The problem may also mean that you struggle to get through on the 0800 number due to increased call volumes, please try again later if not an emergency.  We assure you that we are working to resolve the issue and apologise for any inconvenience.

DUPLICATE RENTS ISSUE – UPDATED 16 May: Post Office, PayPoint & online secure Internet rent payers - we are here to help if you are struggling find out more here

Homes for Ukraine Scheme: Torus wants to support those of you who may be considering offering a room in your home to a Ukrainian refugee through the government's Home for Ukraine scheme – information for Torus residents.


Our homes

What is shared ownership?

If you want to get on the property ladder but can’t afford the mortgage on 100% of a home, Shared Ownership could help.

Shared Ownership, available on new properties, lets you buy a share of the home and pay a low rent on the remaining share that we own.

You start by buying between 25% and 75% of the full value of the property and can buy more shares when you can afford to, until you eventually own the home outright.

You could buy a home through Shared Ownership if:

  • Your household earns less than £80,000 a year
  • You’re a first time buyer
  • You used to own a home but can’t afford one now

How it works

You will need to take out a mortgage to pay for your share of the home’s value.

You’ll also need to pay a mortgage deposit, usually around 5% of the value of your mortgage.

Each month you’ll need to pay:

  • Your mortgage repayment to the mortgage lender
  • Your rent. This is based on the share of the property you don’t own, set at a low rate to make your home affordable
  • If you buy an apartment or a house on an estate with shared areas, you will also pay a service charge for the upkeep and maintenance of these communal areas.

If you’re interested in buying a new home through shared ownership and want to see what’s available, visit

To find out more about Shared Ownership, contact the sales team.

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